What I will do with my money

It was in the morning radio announcer discussion that if you win a lottery that you will no longer to worry about it for the rest if your life what you will do with this money?

Oh as my husband and I answers to this question;

• we will pay off our debts especially Rogers student loan.
• we all be getting new passport and go for A vacation.
• of courae the most important is we will be buying a a land where we can build the house of our dream.
• Buy all brand new furnitures.
• and buy ourselves new car.

In buying a property maybe we can go find a property or a land in Hunt Club Cranbourne.

Hunt club is the best place to start looking for a property that your family need. They have a website that give you information you need. Information not only about the property itself but you will get information about the area, school, shopping place and even information about it's history. I know how important it is to know the area before making the decision to buy the property.

If I will ask you? If you have money what you will do with this money?

Remembering 2011

We just said goodbye to 2011. For my family this year gave us pros and cons to remember.

• At the 1st quarter for this year I thought I will lost my job. A blessing happened when one of the. RBO's director quit on his job. The company decided to close that RBO instead and send their job to us in Brockton RBO. I felt bad for the employees in that RBO but if that one did not happen? I am jobless right now as well as my husband. He just found out couple days before that their job will be going to another RBO. At the beginning we both working in the same department. Doing 3rd party collections. Right then I love my new job. But then they move me to adjudicate. It is different from what I used to do. I am reversing claims and move charges to a different insurance according to the updated pay source we have. Once in a while I am on the phone calling insurance company. Honestly this job is way better that what I was doing before.

• My mom went home to Philippines for 3 months. She was suupposed to stay until September the thought that I will be jobless by April. Thanks to my family they let her duly back to us.

• Finally after 5 years of paying my sister's college she graduated last March. One reason why mom had to go home.

• we found out this year that Dave have brain cancer. Until now she is doing his treatment. But before year 2011 ended we found out the Denise have brain cancer as well. 2011 is the year i hear more people who have cancers.

• An earthquake and Tsunami happened in Japan. My friend sister jess and her family evacuated the area. They stayed with us for a week.

• at Christmas time my dad committed suicide. Good thing an angel watching him.

I consider 2011 was a good year for us. Roger and I still working. We had new furnitures. We bought our 1st couch, dining table set and a hutch. Thank you God for all the blessing we received for this year. Hope and wish for this blessing to continue.

2012 is year of the dragon. I am a dragon.

Christmas 2011

It was a different Christmas for me and my family. We know we should enjoy the day as we celebrate the birth or Jesus Christ. But there are things that some people don't think that what they do will affect everyone.

On Christmas eve we had some company. Good thing we have people who came over. My mothers Christmas was not totally ruin. My father was upset that my mom gave money to her brothers. According to my dad why giving them money instead helping him on his problem. What problem? 15K I guess not enough for him anymore. The thing made me disappoint at my dad was instead wishing his wife my mom a merry Christmas he just consulted her how not happy he was. This made my mom cried the whole time. Thank God at least in short time we made her smile.

Everyone left after 1AM so Roger and I waiting for the girls to full asleep inorder for is to put the Christmas gift under the tree.

About 3AM I received a message from Philippines that they can't hold of my mom; that my dad was at the hospital. He committed suicide. I did not know what o should feel then. I was scared but I was more mad disappointed on him. WHY ... Why he did this? Is he that miserable that he commit suicide? Did he ever think that it is Christmas? He even dd not think that what he did affects us. I am disappointed kn him because here is this person who is healthy and did not appreciate the
life that God gave him. Instead he wanted to end his life by doing such this. While we know people around us who have cancer and they are fighting to be alive. I love my dad but I think he needs to grow up. Hope he will appreciate this 2nd chance that God gave him. We never ever neglected him. My mom gave almost all money she have to him but all of this not enough.

Anyway it wAs Christmas but it did not feel like it is because what my dad did. At least my girls were very happy what sant brought them. As well as my mom until she found out what happened.

We we to Denise's to spend time with the family for a short time.

Every year our Christmas 2011 experience will not be forgotten. It will always one of the topic from now on. To my dad wish he will realize what he did was not right. The life we have is not ours to destroy. We have to keep it; it is a treasure that God gave to each one of us.

Team Story 2011

My husband Roger had their departments party the other day December 21st. Before the party started his boss Paula Villanova read this to them. It was so cute the way she did this. So just a thought to share this to everyone.

It's been an unusual year for Team Paula....as we said goodbye to 2010, we looked at 2011 as a year of uncertainty and we prepared to move on....but oh what a year....We began training in April and welcomed new associates to our team and we learned new tasks in accounts receivable for all of our pharmacies near and far....

With millions of dollars to track down and collect, this crack team pooled together all of their talents to make a positive difference and as we look forward to 2012, each team member will apply their unique talents to make this happen.

How will we do this?

To make working A/R more fun, Anthony will develop an exciting new video game, called "Claims R Us." The winner eludes the scary recoupers and auditors and makes it past the Unapplied Cash demons to reach the land of posted payments.

Dawn will coordinate with Martha Stewart by making sure that everyone has proper recognition on their birthdays and that the department is tastefully decorated for each holiday while keeping an eye towards helping the community. She will win the "Office Homemaker and Good Citizen" award and be featured on the covers of national magazines.

Roger Lunn will fly the company jet to visit the pharmacies in Hawaii on a regular basis, because frankly, someone has to do it.

In an effort to add more glamour to working OCRs, Ruthanne will invite a different celebrity guest each week to assist the OCR team to achieve their goals. Her first guest will be Oprah Winfrey.

Not to be outdone, Sandra and Deb will develop a new fashion line, so we can ALWAYS look great while working agings. It will be all the rage and they will be featured on Project Runway.

Dawna will be in and out of the office as she scouts out new worldwide locations for our company, particularly 3rd Party A/R.  Saint Tropez, Paris, Rio, Tokyo, Stockholm, and London. She is meeting with the Queen next week. We want pictures.

Jess will build bigger and better databases that will automatically enter all data on their own...MIT is very interested in her work. So is NASA.

Abby will get the "Private Eye" award, for solving the many mysteries of all her plans and turning them around. She be known world-wide for her problem solving skills; she will act as consultant to Scotland Yard on the weekends.

Girly will introduce mid-day dance classes to 3rd Party A/R, she will bring in live musicians, and we will all have to dance.

Domonique will burn through all open A/R so quickly, the fire department may have to be called. In preparation for this, they have installed extra fire extinguishers and put on extra staff.

Mike will continue with his best Vincent Price imitations by wishing us all a "Good Evening" at the end of each day. He is currently learning the entire score to "The HMS Pinafore" to keep us motivated when we are down.

Renee will work with her peers to implement ingenious ways for the team to work with the greatest of synergy and be successful in bringing down open A/R. She will write a best-selling business book about her success.


Paula? Well, I will win the lottery but will continue to stay with this world class team. As Harold is promoted to CEO, he will need our utmost support as we continue on our path towards becoming #1 on the Fortune 500 list.

Home Owner

Owning your own house have so much responsibility. One of this is getting a home insurance. You never know your house might be on fire or calamities that no one knows will happen like flood. Like what just happen in Philippines the typhoon Sendong in which a lot home owners lost their property. I am sure not one of them have home insurance. Watching the news make you so sad. A lot of people died and a lot still are missing. Because the flash flood happen at the middle of the night while people are sleeping. I felt so bad for this families. How they will able to celebrate Christmas. So help them God.

Anyway back to being a home owner...From a friends experience when her house burnt down she really did not worry much about her house because she knows she have a home insurance. She only worried on pictures that got burnt down. We all know pictures are unreplaceable.

For those homeowner make it sure you have a home insurance. Anyway here in US it is mandatory to have it. At least in my state. Home insurance is also important as your car insurance.