Doing what is more important

It's weekend yeah baby.  Tomorrow December 3rd I suppose to go out with my friends to NY but I change my mind.  I was thinking of how much i will be spending and I have to get up early.  My friends may call me a liar but too many reasons stopping me to go with them. I was thinking that if my mom and I are going I must have at least $150 with me.  This made me think that instead spending money for leisure for my self why just used this money to spend to my family for Christmas.  Aside from this there is an overtime  available at work.  So instead going to NY and spend money I decided to go to work to make extra bucks instead; anyway I will have PTO schedule on Monday. 

CHRISTMAS GIFT ACCOUNT

I decided to ditch our DSL service and look into getting package TV and internet. I ended up saving a good amount of money every month. Now, with the money that I have saved, I have decided that I am going to put the money into a Christmas fund. I always find myself around Thanksgiving with no Christmas Gift savings. I am scraping around during the holidays or charging Christmas gifts for friends and family. I usually don’t get everything that I bought paid off until February, so of course I have to pay a lot of money in interest. Also, just having things on my credit card tends to stress me out. I don’t like to owe anyone anything. So now, I am putting the money that I saved and also one hundred dollars every two weeks out of my paycheck into a separate fun money account. I will use money as necessary, but I am hoping to keep the majority of the money in the account for when holiday shopping time rolls around!