Thanks God It's Saturday

Good morning people, here I am Saturday morning I woke early what's up with this I should supposed still be in bed but right now I am so wide awake. I woke up 6am, others might say it is not early but to me it is, this is the time I woke everyday of the week and should be except for weekend but does is not the case. My body is used to my routine I guess. Everybody in the house are still sleeping beauty. I try to chat with my family in Philippines but was not successful probably they already in bed. I will try again tonight.

Today we have a girls 6th birthday party to attend. The theme for this party is Hollywood. My kids are very excited, they can wear their bling blings.

Right now I have to start cleaning the house and maybe prepare a breakfast for them. But first thing first my COFFEE. I need to wrap the present too.

Okay that's it for now everybody. Have a good week end to you all.

Looking for a Mortgage Loan?

Couple years ago it is easy to get a home mortgage loan. People like my brother in-law who have no credibility to get a loan did able to get a mortgage loan. People that should not get approve on getting a loan should not be approve. This is the reason why the markets now are getting down. Houses are being foreclosed because borrower at the first place can’t afford to have a loan. Now in order to get back the market where it used to be it is now getting harder to get a mortgage. Even just to get a loan for a car almost like your getting a loan for a house. How crazy is that? If you are really planning to buy a house better to have a little bit of knowledge how much you will be spending. At mortgage loan calculator it will help you an idea about a mortgage loan. Base on how much mortgage loan you are qualified for in this website it will give you an idea how much will be the down payment, mortgage term, interest rate, property tax per year and the property insurance per year.

This is definitely good for those 1st time homebuyers, even not. For a test to find out with yourself on how much you are paying now are exact or almost as what they telling you here. Try to do it yourself:

Real estates Realtor

My husband was once a real estate agent. He was not doing it now because the market was down. What happened was he spent more money in investing but not bringing any money in. I know the fact that being a real estate agent you really need to have enough cash on reserve. Hoping you belong to a Realtor Company. There is much Realty to choose from. Like if you live in Idaho there is Prestige Realty Of North Idaho that you can go to.

If you live in Idaho or thinking to reside and looking for property in Idaho I can recommend you to talk to anybody from Prestige Realty Of North Idaho. They been in the business for over 10 years and people proves that their service are great. Especially right now that they have this cash rewards going on. Where else you can go that somebody will give you as much as $10,000 rebate if they represent as your buyers agent. If you are a seller they will give you $3,000 on the closing date once your property sold and if not within the 65 days of the listing they will give you $10,000 rebate. You know what just to think about it pretty sure they will try hard to sell the property as soon as they get the listing. If you are interested enough please contact them and ask for an agent to help you look for a property or to sell your property.

If you visit on their site http://www.Northidahorebates.com you will find what I am talking about and you will find houses that are in market. As I can see I love all the houses they have low prices compare to the houses here in Massachusetts. If there is job waiting for us in Idaho I will not think about it but to buy a house and live over there. Never know maybe in the near future. We are not sure if we really want to stay here in Massachusetts.

Social Influence

I don't have the outgoing personality. I am a homebody, which means I prefer to stay home and do my house chores. If I socialized only to a certain people that I am comfortable to be with. When it comes to friends I am picky. I am friendly but I want to get to know you first before i can call you as my true real friend. If I say you are my friend that means I like you to be one.

My Specialized Greeting Cards

Every Holiday especially Christmas as much as possible my family’s tradition are sending greeting cards to our love ones. I have family here in US and in Philippines. Even we only have to do it once a year but we want it presentable to everyone. Like last Christmas what we did we took our own picture and did a bunch of photo cards and mailed to our recipient. Even just a picture alone I know that people who received out photo cards will appreciate the effort we did. Now you can do design your own photo card anywhere especially right in your computer. I have one site I can recommend you, the http://www.cardsdirect.com.


At cards direct you can custom your own cards for any occasions. They have business greeting cards, assortment packs for all occasion cards, holiday cards and the one I love is custom your very own Photo Cards.

If you are interested order their free greeting card catalog and sample some of their most popular personalized business greeting cards and holiday cards at a descent prize. All you have to do is fill out the form and select the catalog you want in the sites this offer for USA residents only.