CHRISTMAS GIFT ACCOUNT

I decided to ditch our DSL service and look into getting package TV and internet. I ended up saving a good amount of money every month. Now, with the money that I have saved, I have decided that I am going to put the money into a Christmas fund. I always find myself around Thanksgiving with no Christmas Gift savings. I am scraping around during the holidays or charging Christmas gifts for friends and family. I usually don’t get everything that I bought paid off until February, so of course I have to pay a lot of money in interest. Also, just having things on my credit card tends to stress me out. I don’t like to owe anyone anything. So now, I am putting the money that I saved and also one hundred dollars every two weeks out of my paycheck into a separate fun money account. I will use money as necessary, but I am hoping to keep the majority of the money in the account for when holiday shopping time rolls around!