Mortgage

Buying properties at this time is not easy. I’m guessing not only here in Massachusetts but around the world. The houses cost so much. That it is not easy lately to get a mortgage. Before you qualify, the mortgage company will do check your credit score first. Just like buying a house you have to pick the best mortgage company who can give you the best low rate. Not trying to screw you in the future. Like base on our experience, my husband use to be real estate agent, he had this client whom he recommend to another friend who is the Vice president of a Mortgage company, to get a best mortgage which with the low rates at that time should have been a fixed rate. But someone convinced her to forget about the stability of a fixed rate to go with a variable rate, which allowed her to buy a more expensive home. When the rates went up she is like many Americans today found herself in the foreclosure process.

With this experience you need a best company that look out what’s the best for you, for your need and not by their greed. Open your eyes listen to what others are telling you. Especially for first time home buyers be aware, yes you might get a very nice house but can you afford to pay it forward. So better take your time do more searching and comparing the mortgages.